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How to Pay a Bill at UOB

Pay a bill to a billing organisation — including a credit card — in the UOB TMRW app.

SG flagSingaporeUOB1 min readUpdated 15 Jul 2026

Agent guide. Use these steps to walk the client through the process — the screenshots show exactly what they’ll see on screen.

Pay a bill to a billing organisation (including a UOB or other bank's credit card) in the UOB TMRW app. You can pay now or set a future payment date to avoid late fees.

Before you start

  • The UOB TMRW app
  • The client's login (or Face ID / Touch ID)
  • The billing organisation (add it first if it isn't saved — see How to Add a Biller)

💡 Tip: Schedule the payment date ahead of the due date to avoid late fees, or set up GIRO for automatic monthly payment. You can pay to over 100 billing organisations.

Frequently asked questions

Can I schedule the payment?

Yes — set a future payment date, or use GIRO for automatic recurring payment.

How do I pay a credit card?

Add the card as a biller (see How to Add a Biller), then pay it the same way.

  1. 1

    Open Pay & Transfer

    Log in to UOB TMRW and tap "Pay & Transfer".

    Open Pay & Transfer
  2. 2

    Select Billers

    Select "Billers".

  3. 3

    Choose the billing organisation

    Select your billing organisation. To save it for next time, see How to Add a Biller.

  4. 4

    Enter the amount and date

    The debiting account is pre-selected from your last transaction. Enter the amount and payment date.

  5. 5

    Confirm the payee

    Confirm you're paying a payee you know and trust — tap "Continue".

  6. 6

    Confirm

    Review the details and swipe right.

  7. 7

    Done

    Your bill payment is successful.

Reference for assisting clients. Bank screens, steps and limits change often — always confirm the current process with UOB before advising the client.