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How to Activate Your New UOB Card

Activate a new UOB debit or credit card in the UOB TMRW app — it can't be used until you activate it yourself.

SG flagSingaporeUOB1 min readUpdated 15 Jul 2026

Agent guide. Use these steps to walk the client through the process — the screenshots show exactly what they’ll see on screen.

A new UOB debit or credit card must be activated before it can be used. Activate it in the UOB TMRW app. Activating a replacement card deactivates the current one.

Before you start

  • The UOB TMRW app
  • The client's login (or Face ID / Touch ID)
  • The new UOB card

💡 Tip: Activation takes effect immediately. You may be asked for an SMS OTP to confirm, and to set the card PIN separately.

Frequently asked questions

Why do I need to activate a new card?

A new card can't be used until you activate it — protecting you if it's lost or stolen in transit.

  1. 1

    Open the activation prompt

    Log in to UOB TMRW and tap "Received your new cards?".

    Open the activation prompt
  2. 2

    Select the cards

    Select the card(s) you want to activate.

  3. 3

    Confirm activation

    Tap "Yes" to proceed. Activating a replacement card deactivates your current card.

  4. 4

    Done

    Tap "OK" — you can start using your new card.

Reference for assisting clients. Bank screens, steps and limits change often — always confirm the current process with UOB before advising the client.