Transaction Not Permitted to Cardholder
What it means
The issuer does not allow this type of transaction on this cardholder's account.
Why it happens
Account-level restrictions block the transaction type, for example online, international, or a specific merchant category.
If you’re the cardholder
Contact your issuer to ask whether this type of purchase is allowed, or use another card.
If you’re the merchant
Advise the customer to contact their bank; retrying the same card is unlikely to help.